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Forbearance is a temporary postponement of payments. 

You can view your federal student loan and grant history online by logging into StudentAid.gov with your FSA ID. StudentAid.gov displays information from the National Student Loan Data System (NSLDS) , a database containing information about federal student aid received by students and parents

An income based repayment plan adjusts your monthly student loan payments based on your discretionary income and family size

For federal direct student loans, after you graduate, leave school, or drop below half-time enrollment, you have a six-month grace period before you must begin making payments.

The best way to get student loans out of default and go back to school is to begin making payments again. There are three ways to get your loan out of default: pay your loans in full, enter a loan rehabilitation program or consolidate your loans with a private lender.

Only if your studet loan is in default. When a loan is in defualt, the IRS can force your employer to garnish your wages and apply it to the outstanding balance.

Only if your studet loan is in default. When a loan is in defualt, the IRS can take your expected refund and apply it to the outstanding balance.

Student loan default means you did not make payments as outlined in your loan’s contract, also known as its promissory note.